Last Will & Testament
Ensuring you have a valid will can make all the difference to your family when you pass away. Without a will, the laws of intestate succession come in to play, meaning that your estate will be divided according to a specific formula by law. A will is such an important part of your estate and financial planning, as it stipulates how you want your assets to be dealt with on your death. Proper estate planning will ensure that your estate is set up in a tax-efficient way that benefits you during your lifetime and your beneficiaries after your death. It is worthwhile to get professional advice whilst drawing one up.